Welcome to Consumer Credit Service’s web site. This section
explains our policy regarding any personal information you might
supply to us when you visit this site. Our goal is to
protect your information on the Internet in the same way that we
protect it in all the other ways we interact with you: in branches
and on the phone.
You can visit this site and find out
about our products and services, read about our company, check on
career opportunities or other value-added services without giving
us any information about yourself.
If you do provide personal information,
such as address, e-mail, telephone and fax numbers, as well as
demographic and customer identification, it will be sent to us
over a secure connection.
We will maintain this information, as
well as your business activities and transactions, according to
our usual strict security and confidentiality standards.
YOUR PRIVACY IS OUR
We recognize the importance of protecting your personal
information. We collect and retain information about you to
communicate with you, to process your requests for products and
services, and to inform you about other financial services that
may be of interest to you. Except as explained here in our Privacy
Policy, we do not sell nonpublic personal information about
current or former customers, nor do we share this type of
information with anyone other than our affiliates. The examples in
INFORMATION WE COLLECT
We collect the following types of public and nonpublic personal
information about you:
Information obtained from you on
applications and other forms, and from other sources used to
process your request for one or more of our products or services
(e.g., your name, address, employment history, income, credit
balances, property insurance coverage and other representations
made by you).
Information arising from your
transactions with us, our affiliates or others (e.g., your
payment history, account balance and other transactional
Information obtained from consumer
credit-reporting agencies (e.g., your credit history and
WHO WE SHARE YOUR INFORMATION WITH AND
Except as discussed herein, we will only share nonpublic personal
information about you with nonaffiliated third parties as
permitted by law or with your consent. We may disclose all of the
information we collect, as described above, to companies that
perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing arrangements.
SHARING INFORMATION WITH AFFILIATES
We may share information based on our transactions and experience
with you - such as your name, address and payment history - with
our affiliates. By sharing that information, we can better serve
your financial needs and notify you of financial products and
services that might interest you, such as insurance.
OUR FORMER CUSTOMERS
We treat information about our former customers in the same manner
as we treat information about our current customers.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to
only those employees who need to know that information to provide
products or services to you. We maintain physical, electronic and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information against unauthorized access or
Maintaining the accuracy of your
information is a shared responsibility. We maintain the integrity
of the information you provide us and will update your records
when you notify us of a change. Please contact us at the address
or phone number listed below when information concerning you
As long as you remain a customer, we will provide you with an
annual notice of this policy. We will provide notice of any
revised policy to current customers and those consumers whose
nonpublic personal information we share as described above. We
reserve the right to change this policy at any time.