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Our entire team is with you to insure a debt free life

Our team is committed to helping from day 1 until you are debt free. We will work without rest until you achieve the results you expect. 

Consumer Credit Services was founded in 1998, to provide a bridge of support to help consumers negotiate debt resolutions, and affordable payment plans that immediately improve NOT hurt or harm credit ratings. 

Our Track Record

Since 1998, we have successfully helped more than 50,000 consumers with debt related issues. We are one of the oldest, well established debt resolution companies and pride ourselves on our consistently high ratings with our clients. 

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Our Story

In 1998, James Hammond, our founder took a summer job while attending University of Central Florida Engineering School, to work for a mortgage lender. During his time there, he realized that so many families where covered in debt, and did not know or understand how to find a debt free life. 

While there are other debt management programs, they all destroy the consumers credit rating. 

With his understanding of mathematics, and debt resolution services he acquired while working with banks. He charted a course towards providing consumers with an affordable payment plan negotiation service to help consumers become debt free. 

Debt Free without destroying credit ratings!

Raised in a single income, single parent home, James Hammond was born into an environment of understanding the affects of financial hardship. 

So we focus on helping consumers find happiness through financial freedom. It is through his past life’s lessons, we focus our core mission to help each consumer realize a debt free life. 

 

Transforming the Lives Of Thousands Of People every year

Carl Hess
Carl Hess
Saved $823.00 a month and reduced debt by $ 63,553
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Angelina Yarbrough Is so great. She handled all our needs anytime of the day or night. She was on top of everything that did or could happen. In the end, Angelina Yarbrough help us save more then was planned....
Sandra Roberts
Sandra Roberts
Saved $672.00 a month and Reduced Debt by $ 48,652
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I cannot tell you how amazing this company was to work with. This was the first time I did something this big since my husband died and Everyone made it super easy. Aaron went above and beyond to help answer my questions. The whole team was amazing.
Baron Harmon
Baron Harmon
Saved $513.00 a month and reduced debt by $57,232
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My experience was a great one people are all very professional and experience in knowing there job. It was just great working with Tara she really helped when help was needed.
Linda Norman
Linda Norman
Saved $1,218.00 a month and reduced debt by $83,422
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Brian Slycord is very professional and great communicator..... He goes to great lengths to accomplish his job. Highly recommend the company.
Keith A Ogden
Keith A Ogden
Saved $ 492.00 a month, and reduced debt by $ 28,523
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Professionalism, Quality, Responsiveness, Value
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Our Team

For over two decades, our well managed skilled teams of debt negotiators, mortgage modifications, and debt management staff have been delivering long term solutions to resolve consumer’s debt. We are consistently  high marks of appreciation and ratings for our unwavering support and service to the community.

 

We understand that teamwork makes the dream work. To honor our clients goal, our frontline staff is backed with unity. This unity is the commitment to free each client from the debt trap that many families find themselves in. 

Leadership Team
“Watching my single Mom raise 4 kids all on her own, gave me the desire to help others” – James Hammond Chief Executive Officer – Happy Father of 1
“Our value only comes from putting our clients needs first.” – Robert Pratt – Dedicated, loving father of 2
Our Core Principals

True Freedom does not exist when there is debt. Our core principal is to break the bondage of debt for our clients.